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This website does not constitute an offer or solicitation to lend. PayDayLoanFacts.com is not a lender and does not make loans or credit decisions. PayDayLoanFacts.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. PayDayLoanFacts.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use PayDayLoanFacts.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. This service is not available in all States. The States this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the State of Arizona, regardless of where you may be accessing this site. PayDayLoanFacts.com does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. You will not be charged any fees to use PayDayLoanFacts.com's service. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus; Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances.